Is A Required Insurance Policy For A Gun An Infringement on The Rights of The Gun Owner

Should a gun owner be required to have insurance before purchasing a gun? Is this an Second amendment issue?

The Second Amendment clearly says that the right to own firearms shall not be infringed. We believe the Washington D.C. proposal will be invalidated by the courts. If you cannot afford the insurance and you need a gun for personal protection,  you should be able to make that purchase assuming you can jump through all the hurdles.  

If the law is passed, is Washington opening itself up for claims by potential gun owners who were turned down because they did not have the insurance should those same people get hurt and could not defend themselves. Seems to me that would be a great case.

This is just another way of trying to prevent law abiding citizens from purchasing weapons. It will not solve the real issue as illegal gun owners will not purchase the insurance!

We love the quote “These are instrumentalities that, if mishandled or allow others access or mishandling, can cause great harm,” Yup, they can. So can drugs and ladders, both of which cause more damage than do guns and do not require insurance before making the purchase.

Oh, those who think they can legislate morality, good behavior and eliminate crime, they are so naive.

Conservative Tom

THE PROPOSED GUN BILL IN D.C. THAT COULD HAVE SCARY IMPLICATIONS

May. 16, 2013 9:37am Billy Hallowell

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Prospective gun owners in Washington, D.C., may be in for a surprise if a proposed bill gains the local council’s support. The prospective law would require that those who wish to license a gun purchase a $250,000 liability insurance policy.

The D.C. Council is currently considering the proposal, which would mandate coverage for negligent and intentional acts not taken in self-defense. Introduced by Democratic Councilmember Mary Cheh, CBS D.C. reports that the bill will be discussed in committee later today.

Rather than impacting only those who wish to purchase a gun, the bill would also require citizens who already have licenses to obtain liability insurance. Its intent is to provide compensation to individuals who are harmed as a result of gun violence.

“These are instrumentalities that, if mishandled or allow others access or mishandling, can cause great harm,” Cheh said in an interview with WTTF-TV.

Critics are speaking out against the proposal, noting the cost it will impose on gun owners. It’s currently unclear how much a $250,000 liability insurance policy would cost, but Cheh also said that she is open to lowering the coverage amount, pending it is too expensive.

“I don’t mean it to be a centrifuge as a ban,” she said in response to those who may accuse her of creating a barrier to gun ownership. “I want it to really be insurance.”

While insurance would surely help victims of gun violence, there is a gaping hole in the proposal, as crimes committed with an illegal firearm potentially wouldn’t yield coverage for victims (i.e. people who own guns illegally likely won’t have mandated insurance). Still, the proposal is an intriguing one that supporters are comparing to home or car insurance.

What do you think of mandatory gun insurance? Let us know, below.