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Showing posts with label middle class. Show all posts

Saturday, June 4, 2016

The Obama Administration Lies On The Economy Cannot Change The Reality Faced By Average Americans

FT: High-Tech Hubs Not Immune to America's Collapsing Middle Class

(Stock Photo Secrets)

By R Williams | Friday, 03 Jun 2016 11:53 AM

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High-tech hubs like the Raleigh Research Triangle in North Carolina, Silicon Valley and Austin, Texas, aren’t immune to a collapse in the middle class that is gripping the United States.

“While Raleigh’s population continues to grow, the new data from Pew shows that the robust population growth has not necessarily translated into higher incomes for its new residents,” according to the Financial Times, citing income data from the non-partisan Pew Research Center. “In the areas surrounding tech-friendly San Francisco and neighboring San Jose, both median incomes and the middle class’s share of the population have fallen. In Austin, a more direct rival to Raleigh, median incomes for a household of three fell to just over $74,000 from just under $78,000 in 1999.”

Raleigh has attracted the biotech industry because of research universities in the area that turn out highly educated professionals, but the city is also grappling with a declining middle class and growing poverty, the FT reports.

“Raleigh is confronting a growing poverty problem driven by existing populations and the arrival of less-educated migrants … in search of lower-end construction and service jobs, when the real job openings are in technology or healthcare and other high-skilled industries,” the newspaper reports. “Groups working with Raleigh’s poor say that, even years on from the 2007-08 global financial crisis and the recession that followed, they are busier than ever.”

Sunday, July 6, 2014

Private Sector Debt Two And A Half Times Over Mortgaged Public Debt.

MarketWatch's Nutting: Middle-Class Debt Buildup Spells Doom for Economy

Thursday, 03 Jul 2014 08:02 AM

By Dan Weil

The strength of the middle class has historically powered the U.S. economy. But now the middle class is suffering, and that means trouble for the economy, says MarketWatch columnist Rex Nutting.

A big part of the problem is household debt, he writes. "We've had a big debate about whether the nation can survive with a government debt-to-GDP ratio above 90 percent, but almost no discussion about what it means for private-sector debt to total 240 percent of GDP."

The economy is still too reliant on borrowing from the middle class, Nutting argues.

"Recent data show that the middle class is once again borrowing, mostly for autos and education. Although the cost of servicing their debts has fallen to a record low thanks to low interest rates, middle-class families are vulnerable if interest rates rise significantly," he explains.

"And that means the economy is vulnerable. In order to grow, our economy requires spending by the middle class. But how can the middle class spend when their incomes are flat and they are already overburdened with debt?" Nutting asks.

"Unless middle-class incomes can rise along with productivity growth again, the U.S. economy probably is doomed to a long period of stagnation."

U.S. consumer credit soared by $26.85 billion in April to $3.18 trillion. That puts the annual consumer debt growth rate at 10.2 percent, the fastest pace since July 2011.

To be sure, not everyone is worried about the increase. "The ability of consumers to carry debt is vastly improved," Millan Mulraine, deputy head of U.S. research at TD Securities, tells Bloomberg.

"This is what we need to see for us to believe that the economy will make that transition to a self-sustaining growth trajectory."

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Sunday, May 4, 2014

ObamaCrapCare: Two Tier System, Medicare and Medicaid Expanded While Rationing Comes Into Being

Hoover Institution's Atlas: Obamacare Creates 'Two-Tiered' Healthcare System

Friday, 02 May 2014 10:57 AM

By Dan Weil

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While the Affordable Care Act was passed in the name of ending inequality, it will do anything but, says Scott Atlas, a physician and senior fellow at Stanford University's Hoover Institution.

"The greatest irony of Obamacare is what will undoubtedly follow as a long-term, unintended consequence of the law: a decidedly unequal, two-tiered health system," he writes in The Wall Street Journal.

"One will be for the poor and middle class, and a separate system will be for those with the money or power to circumvent Obamacare."

The government is vastly enlarging the Medicaid population, and the Medicare population is expanding through an aging population, Atlas says.

Then there's the Independent Payment Advisory Board (IPAB), a group of political appointees who will work to cut payments to physicians and hospitals under Obamacare, he notes.

Atlas quotes Howard Dean, former chairman of the Democratic National Committee, who said, "The IPAB is essentially a health-care rationing body."

The result?

"The hidden truth is just around the corner," Atlas writes. "Those more dependent on public insurance, mostly the poor and middle class, will have limited access to medical care."

Meanwhile, a report from the Republican-led House Energy and Commerce Committee shows that 33 percent of enrollees in the federal-government Obamacare exchanges hadn't paid their first-month premiums as of April 15.

Some people who have failed to pay may actually want to, but don't have any easy way to get their money to an insurance company, CBS News reports.

"A high proportion of the people that are low-income and uninsured don't have checking accounts, don't have credit cards," Tim Jost, a professor of health law at Washington and Lee University, tells CBS.

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Wednesday, April 23, 2014

America In Decline--We Used To Have The Richest Rich and Wealthiest Poor In The World. No Longer.

In the 1980s, the American rich and the American poor were far wealthier than the rest of the world's rich and poor.

This caused the socialists in academia to gnash their teeth. They believed that we should embrace economic leveling as a means to achieve economic equality for mankind.

Well, today, middle-class and poor Americans have slumped behind our neighbors to the north in Canada, as well as several European countries. I wonder if the academics are cheering now.

Truth is, the great worldwide leveling is in progress, and rather than increasing the wealth of the world, we're seeing the American middle class robbed and beaten down by excessive wage competition and the systematic deindustrialization of the country.

Just the Facts

On April 22, 2014, The New York Times published a piece that cited much of the current research on the middle class. The article opened with this gut punch: "The American middle class, long the most affluent in the world, has lost that distinction."

The article continues with the fact that "after-tax middle-class incomes in Canada - substantially behind in 2000 - now appear to be higher than in the United States."

The key phrase is "after tax." The United States has continued to aggressively increase taxes while most other countries have been lowering tax rates to make their products and labor forces more competitive.

Meanwhile, the American middle class is having difficulty saving. With savings and capital being taxed excessively, only the wealthy can accumulate enough seed corn to plant a new business or prepare for the future.

And this isn't just conjecture. The numbers have all the proof we need: "Median per capita income was $18,700 in the United States in 2010 (which translates to about $75,000 for a family of four after taxes), up 20% since 1980, but virtually unchanged since 2000, after adjusting for inflation. The same measure, by comparison, rose about 20% in Britain between 2000 and 2010, and 14% in the Netherlands. Median income also rose 20% in Canada between 2000 and 2010, to the equivalent of $18,700."

Look at the dates closely. Ronald Reagan dramatically cut taxes in the early 1980s, and income shot up 20%. But since 2000, the economy has provided virtually no wage growth for the middle class.

Think about the policy changes we've seen. George W. Bush, who called himself a "compassionate conservative," greatly increased the size of the government. Then Barack Obama doubled down and grew the government even more.

If wages are to grow in America, wealth creation must resume. That only happens when capital formation and growth are encouraged... not penalized.

And it isn't just taxes. Deficits are also a problem. When deficits are large, capital is taken from the private sector, which is a productive use of capital, and redirected to the government, which is an unproductive use of capital. In fact, the least productive capital transaction for the middle class is when a wealthy person buys government bonds. When this happens, the money goes directly to unproductive uses, and the wealthy person is paid a nice return on top of it!

Instead, we need to encourage the wealthy to put money into new businesses and private enterprise, and this won't happen as long as they can see fruitful returns from investing in tax-free municipal bonds.

Ultimately, government is a millstone on the economy. But it really doesn't affect those who have money... It only affects those who want to acquire money through their labor and enterprise.

In essence, the golden goose is being suffocated. But the government elite and the moneyed elite continue to do well. Only the emerging classes are devastated, and the people can't even see through the lies.

Your eyes on the Hill,

Floyd Brown

Another Indication That The Days Of The US, At Least The Country We KNEW, Is Gone!

America’s Darkest Secret: Barack Obama Is A Pawn For The New World Order

April 23, 2014 by John Myers

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America’s Darkest Secret: Barack Obama Is A Pawn For The New World Order

THINKSTOCK

“You’re an errand boy, sent by grocery clerks, to collect a bill.” — from the 1979 film “Apocalypse Now”

The United States has become a stacked game for the mega rich and a sucker’s game for the growing poor. Today, it is President Barack Obama who heads this tragedy — stealing from the middle class to pay off the rich while manipulating multitudes of the millions to become needful and poor, compliant and cowering.

The once proud and independent American middle class is being gutted. And no President has done more to eviscerate it than Obama, whose handlers urge him to build a socialist nation for the ever-increasing number of needful people while at the same time giving power to an oligarchy of billionaires who have ultimate authority and pull the puppet strings on their patsy: an African-American community leader dug up in Chicago, turned into a junior Senator and then made President.

In exchange, Obama has done exactly as ordered. He has made the billionaires even richer while shoveling millions of dollars in aid to the once-proud middle class, who have lost their jobs in manufacturing because Obama and previous Presidents systematically gave away American technology and destroyed the factories that built this Nation.

And so it goes. America’s debt levels soar, as do American stocks. That wealth is not going to the American worker, but to the deal makers and paper pushers who sit in plush offices and live a lifestyle like the French autocracy on the eve of the French Revolution.

But Washington has learned some history. They use the media to make the people afraid of myriad enemies and make us thankful to “eat cake” so long as it comes with booze, lotto, movies and sports and, in some States, marijuana.

And King Barry has something Louis XVI never had — an intelligence network that spies on each and every citizen. There will be no Maximilien Robespierre or Jacobins to orchestrate a march on the White House regardless of what this jester President does.

Why Wall Street Loves Obama

The only money being made in America nowadays is by the geniuses in Silicon Valley, which is deserved, and by the money changers on Wall Street, which is undeserved.

Timothy Smeeding, head of the Institute for Research on Poverty at the University of Madison-Wisconsin told The New York Times:

Almost all of the benefits of growth since the trough of the Great Recession have been going to those in the upper classes. Middle- and lower-income families are getting a smaller slice of a smaller economic pie as labor markets have changed drastically during our recovery.

I spent enough time as a stockbroker that I felt like killing myself. Nothing productive resulted from my efforts or the efforts of anyone else at that office. But there were star money makers there, and in New York there are bushels of stars that gamble trillions of dollars every day and make personal fortunes doing it.

Obama has been ordered to curry favor with Wall Street, despite his initial campaign promise to crack down on the investment banks that took the world to the edge of economic collapse and whose mistakes led the Federal Reserve to the largest monetization of debt in history. Today, the U.S. Treasury begs our competitors and future enemies such as Russia and China to invest in additional Treasury bills, notes and bonds at debt auctions that both Moscow and Beijing understand will one day be worthless. Yet they play along until there is either a new reserve currency or a gold standard.

Obama was bought and paid for by big money powers, and he has done well at serving the interests of big money. He demanded nothing after putting up $700 billion in the Troubled Asset Relief Program (TARP) for the investment banks whose blind greed and reckless practices drove America toward the worst economic crisis in history. Of course, these are the investment banks that appointed Obama as President twice.

The Way We Were

America wasn’t like that when I got started as a writer more than 30 years ago. My wife bought me suits off the sales racks at Sears because we had a young family and a big mortgage. Back then, I was mostly a proofreader and a researcher. My friends were in the same boat, and we used to say over the course of the day: “What’s the Dow doing?”

Nobody asks that anymore. Maybe that’s because of the Internet, but I think there is another reason. I don’t think middle-class people have the money to invest in the stock market anymore. By the time they pay the bills, the mortgage and car insurance, few can even think of taking a position in the Dow or any blue chip stocks.

I could take a position of 100 shares in a stock for $1,000 or $2,000. That would be a stock trading at $10 or $20 per share. In 1984, a share of Apple (AAPL) cost $20. Today, a share costs well more than $500. Of course, the value of Apple shares has soared; but stock splits have not kept pace.

Do you know anyone who can pull $50,000 out of their bank account and buy a token position in Apple? I don’t. As a result, Apple is almost exclusively traded between mutual funds, brokerage houses, investment banks and the ultra-rich.

Last year, Wall Street bonuses rose by 15 percent. That makes the overall bonus totals close to $27 billion in 2013 or the most since the infamous pig-fest in 2008 when Wall Street got stinking rich while almost destroying the global economy. Keep in mind this is bonus money, not salary money. Bonus money based on performance — how much brokers and dealers sold to unsuspecting suckers even if they were colleagues and friends.

No surprise that Wall Street insiders contribute to the truth that starting two years ago, the top 10 percent of U.S. households made more than 50 percent of total U.S. income.

The Secret War On The Middle Class

Nearly 50 million Americans are on food stamps. That is more than the number of women in the country who have full-time jobs.

The Department of Agriculture lists the annual average number of food stamp participants going back to 1969. That year, there were 2.9 million people on food stamps. Since then, food stamp participants have increased by more than 1,600 percent. In 1969 there were 15.7 million women who worked full-time in the U.S. At the end of 2012, that total had increased by 181 percent.

Obama and previous patsy Presidents have made it easy for tens of millions of Americans to give up, sit back and collect government money. At the same time, the Federal government has done little to help women become wage earners — workers who pay taxes, invest back into America and build a better future.

But on goes the puppet show: the Obamas saying they are fighting against obesity in children while forcing healthcare on millions of people who don’t want it. Then there are others — leaders like House Minority Leader Nancy Pelosi, who holds on to regal power the way Queen Victoria did, and Republican Senator John McCain, who is as bent on empire building as Otto von Bismarck was in the 19^th century.

And who are we to stop them? President George W. Bush begat Obama, and Obama will begat the next patsy President. The wolves of Wall Street will get ever fatter, while we on Main Street are left to starve.

Obama is an errand boy, sent by grocery clerks, to collect a bill.

Yours in good times and bad,

Tuesday, April 8, 2014

If You Really Want Freedom From Your Job, You Have To Be Your Own Boss!

James Altucher Influencer

Entrepreneur, Started & sold several cos, Author 11 books (latest "Choose Yourself!") , Angel Inv., JamesAltucher.com

10 Reasons You Have To Quit Your Job In 2014

This was going to end badly.

My boss screamed at me in front of my colleagues. I had done something wrong of course. I had sent a product to the client without debugging it thoroughly. It was my fault. But I don’t like being yelled at.

And fortunately I was sitting on a job offer that I decided to take that moment. So the next day I said the magic words, “I quit”.

And then a few years after that, I quit again, and never went back to work in the corporate world.

And now it’s too late. Now the course of history has finally written its next chapter. There’s no more bullshit. I’m going to tell you why you have to quit your job. Why you need to get the ideas moving. Why you need to build a foundation for your life or soon you will have no roof.

(Jabba’s newest employee)

1) The middle class is dead. A few weeks ago I visited a friend of mine who manages a trillion dollars. No joke. A trillion. If I told you the name of the family he worked for you would say, “they have a trillion? Really?” But that’s what happens when ten million dollars compounds at 2% over 200 years.

He said, “look out the windows”. We looked out at all the office buildings around us. “What do you see?” he said. “I don’t know.” “They’re empty! All the cubicles are empty. The middle class is being hollowed out.” And I took a closer look. Entire floors were dark. Or there were floors with one or two cubicles but the rest empty. “It’s all outsourced or technology has taken over for the paper shufflers,” he said.

“Not all the news is bad,” he said. “More people entered the upper class than ever last year.” But, he said, more people are temp staffers than ever.

And that’s the new paradigm. The middle class has died. The American Dream never really existed. It was a marketing scam.

And it was. The biggest provider of mortgages for the past 50 years, Fannie Mae, had as their slogan, “We make the American Dream come true.” It was just a marketing slogan all along. How many times have I cried because of a marketing slogan. And then they ruined it.

2) You’ve been replaced.

Technology, outsourcing, a growing temp staffing industry, productivity efficiencies, have all replaced the middle class.

The working class. Most jobs that existed 20 years ago aren’t needed now. Maybe they never were needed. The entire first decade of this century was spent with CEOs in their Park Avenue clubs crying through their cigars, “how are we going to fire all this dead weight?”. 2008 finally gave them the chance. “It was the economy!” they said. The country has been out of a recession since 2009. Four years now. But the jobs have not come back. I asked many of these CEOs: did you just use that as an excuse to fire people, and they would wink and say, “let’s just leave it at that.”

I’m on the board of directors of a temp staffing company with one billion dollars in revenues. I can see it happening across every sector of the economy. Everyone is getting fired. Everyone is toilet paper now.

Flush.

(robots are the new middle class)

3) Corporations don’t like you. The executive editor of a major news publication took me out to lunch to get advice on how to expand their website traffic. But before I could talk he started complaining to me: “our top writers keep putting their twitter names in their posts and then when they get more followers they start asking for raises.”

“What’s the problem?” I said. “Don’t you want writers that are popular and well-respected?”

When I say a “major news publication” I am talking MAJOR.

He said, “no, we want to be about the news. We don’t want anyone to be an individual star.”

In other words, his main job was to destroy the career aspirations of his most talented people, the people who swore their loyalty to him, the people who worked 90 hours a week for him. If they only worked 30 hours a week and were slightly more mediocre he would’ve been happy. But he doesn’t like you. He wants to you stay in the hole and he will throw you a meal every once in awhile in exchange for your excrement. If anyone is a reporter out there and wants to message me privately I will tell you who it was. But basically, it’s all of your bosses. Every single one of them.

4) Money is not happiness. A common question during my Twitter Q&A (that I give every Thursday from 330-430 PM EST), asked at least once a week, is “should I take the job I like or should I take the job that pays more money”.

Leaving aside the question of “should I take a job at all”, let’s talk about money for a second.

First, the science: studies show that an increase in salary only offers marginal to zero increase in “happiness” above a certain level. Why is this? Because the basic fact: people spend what they make. If your salary increases $5,000 you spend an extra $2000 on features for your car, you have an affair, you buy a new computer, a better couch, a bigger TV, and then you ask, “where did all the money go?” Even though you needed none of the above now you need one more thing: another increase in your salary, so back to the corporate casino for one more try at the salary roulette wheel. I have never once seen anyone save the increase in their salary.

In other words, don’t stay at the job for safe salary increases over time. That will never get you where you want – freedom from financial worry. Only free time, imagination, creativity, and an ability to disappear will help you deliver value that nobody ever delivered before in the history of mankind.

5) Count right now how many people can make a major decision that can ruin your life.

I don’t like it when one person can make or break me. A boss. A publisher. A TV producer. A buyer of my company. At any one point I’ve had to kiss ass to all of the above. I hate it. I will never do it again.

The way to avoid this is to diversify the things you are working on so no one person or customer or boss or client can make a decision that could make you rich or destroy you or fulfill your life’s dreams or crush them. I understand it can’t happen in a day. Start planning now how to create your own destiny instead of allowing people who don’t like you to control your destiny. When you do this count, make sure the number comes to over 20. Then when you spin the wheel the odds are on your side that a winning number comes up.

6) Is your job satisfying your needs? I will define “needs” the way I always do, via the four legs of what I call “the daily practice”. Are your physical needs, your emotional needs, your mental needs, and your spiritual needs being satisfied?

The only time I’ve had a job that did was when I had to do little work so that I had time on the side to either write, or start a business, or have fun, or spend time with friends. The times when I haven’t is when I was working too hard, dealing with people I didn’t like, getting my creativity crushed over and over, and so on. When you are in those situations you need to plot out your exit strategy.

Your hands are not made to type out memos. Or put paper through fax machines. Or hold a phone up while you talk to people you dislike. 100 years from now your hands will rot like dust in your grave. You have to make wonderful use of those hands now. Kiss your hands so they can make magic.

One can argue, “not everyone is entitled to have all of those needs satisfied at a job.” That’s true. But since we already know that the salary of a job won’t make you happy, you can easily modify lifestyle and work to at least satisfy more of your needs. And the more these needs are satisfied the more you will create the conditions for true abundance to come into your life.

Your life is a house. Abundance is the roof. But the foundation and the plumbing need to be in there first or the roof will fall down, the house will be unlivable. You create the foundation by following the Daily Practice. I say this not because I am selling anything but because it worked for me every time my roof caved in. My house has been bombed, my home has been cold and blistering winds gave me frost bite, but I managed to rebuild. This is how I did it.

(another day on the job)

7) Your Retirement Plan is For S**t. I don’t care how much you set aside for your 401k. It’s over. The whole myth of savings is gone. Inflation will carve out the bulk of your 401k. And in order to cash in on that retirement plan you have to live for a really long time doing stuff you don’t like to do. And then suddenly you’re 80 and you’re living a reduced lifestyle in a cave and can barely keep warm at night.

The only retirement plan is to Choose Yourself. To start a business or a platform or a lifestyle where you can put big chunks of money away. Some people can say, “well, I’m just not an entrepreneur .”

This is not true. Everyone is an entrepreneur. The only skills you need to be an entrepreneur: an ability to fail, an ability to have ideas, to sell those ideas, to execute on those ideas, and to be persistent so even as you fail you learn and move onto the next adventure. Or be an entrepreneur at work. An “entre-ployee”. Take control of who you report to, what you do, what you create. Or start a business on the side. Deliver some value, any value, to any body, to somebody, and watch that value compound into a carer.

What is your other choice? To stay at a job where the boss is trying to keep you down, will eventually replace you, will pay you only enough for you to survive, will rotate between compliments and insults so you stay like a fish caught on the bait as he reels you in. Is that your best other choice? You and I have the same 24 hours each day. Is that how you will spend yours?

8) Excuses. “I’m too old”. “I’m not creative.” “I need the insurance.” “I have to raise my kids”. I was at a party once. A stunningly beautiful woman came up to me and said, “James, how are you!?”

WHAT? Who are you?

I said, “hey! I’m doing well.” But I had no idea who I was talking to. Why would this woman be talking to me? I was too ugly. It took me a few minutes of fake conversation to figure out who she was.

It turns out she was the frumpish-looking woman who had been fired six months earlier from the job we were at. She had cried as she packed up her cubicle when she was fired. She was out of shape, she looked about 30 years older than she was, and now her life was going to go from better to worse. Until…she realized that she was out of the zoo. In the George Lucas movie, THX-1138 (the name of the main character was “THX-1138″) everyone’s choices are removed and they all live underground because above ground is “radioactive”. Finally THX decides better to die above ground than suffer forever underground where he wasn’t allowed to love. He wasn’t free.

He makes his way above ground, evading all the guards and police. And when he gets there, it’s sunny, everyone above ground is beautiful, and they are waiting for him with open arms and kisses. The excuse “but it’s radioactive out there!” was just there to keep him down.

“This is easy for you to say,” people say to me. “Some of us HAVE to do this!” The now-beautiful woman had to do it also. “What are you doing now?” I asked her. “Oh, you know,” she said. “Consulting.” But some people say, “I can’t just go out there and consult. What does that even mean?”

And to that I answer, “Ok, I agree with you.” Who am I to argue? If someone insists they need to be in prison even though the door is unlocked then I am not going to argue. They are free to stay in prison.

[Or, you can see my Ultimate Cheat Sheet for Dealing with Excuses.]

9) It's ok to take baby steps. “I can’t just QUIT!” people say. “I have bills to pay”. I get it. Nobody is saying quit today. Before a human being runs a marathon they learn to crawl, then take baby steps, then walk, then run. Then exercise every day and stay healthy. Then run a marathon. Heck, what am I even talking about? I can’t run more than two miles without collapsing in agony. I am a wimp.

Make the list right now. Every dream. I want to be a bestselling author. I want to reduce my material needs. I want to have freedom from many of the worries that I have succumbed to all my life. I want to be healthy. I want to help all of the people around me or the people who come into my life. I want everything I do to be a source of help to people. I want to only be around people I love, people who love me. I want to have time for myself.

THESE ARE NOT GOALS. These are themes. Every day, what do I need to do to practice those themes? It starts the moment I wake up: “who can I help today?” I ask the darkness when I open my eyes. “Who would you have me help today?” I’m a secret agent and I’m waiting for my mission. Ready to receive. This is how you take baby steps. This is how eventually you run towards freedom.

10) Abundance will never come from your job. Only stepping out of the prison imposed on you from your factory will allow you to achieve abundance. You can’t see it now. It’s hard to see the gardens when you are locked in jail. Abundance only comes when you are moving along your themes. When you are truly enhancing the lives of the people around you.

When every day you wake up with that motive of enhancement. Enhance your family, your friends, your colleagues, your clients, potential customers, readers, people who you don’t even know yet but you would like to know. Become a beacon of enhancement and then when the night is gray, all of the boats will move towards you, bringing their bountiful riches.

- - -

Don’t believe me. Stay with a boss that hates you. A job that is keeping you locked on a chain around your neck, tantalizing you with incremental increases in pay and job title. Stay in a culture that is quietly replacing the entire middle class. This is not anyone’s fault. This is the tectonic plates of economics destroying an entire suburban culture that has lasted for almost 100 years.

Until you choose yourself for success, and all that choice entails, you will be locked into the prison. You will stare into your lover’s eyes looking for a sign that he or she loves you back. But slowly the lights will fade, the warmth of another body will grow cold, and you will go to sleep dreamless in the dark once again.

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