Another Victim of ObamaCare

Most people in the United States are unaware of the many effects of ObamaCare is having on one of the most important cogs in the insurance business. The agent who explains the product, helps you apply for the coverage and assists you with claims is soon going to be a thing of the past.

Last week while listening to Bill Bennett's Morning in America radio program, he received a call from a gentleman who does business in South Carolina by selling health insurance. The agent explained that Blue Cross had recently reduced his commissions by 75%. Although very informed on many issues, Mr. Bennett was surprised this was happenning. It is also occurring in Michigan by the same percentage!

The rationale is that now the insurance companies have to pay out 80% (on small groups or 85% on large groups)of the premiums received in claims. For example, if an insurance company received $100 in premiums, $80 (or $85) must be paid to the policyholders in the form of benefits. If the company pays out less than the $80 (or $85), it is forced to refund the difference to the insureds. The balance of the premium payment can be used for claims administration, underwriting expenses, management expenses AND commissions. It is obvious most companies believe their margins were larger than the allowable percentage, therefore they must cut where they can. Commissions are one way of doing that.

On top of the mandatory payout percentage, should an insurance company have a bad year (major flu outbreak, natural disaster, or other event which causes a higher than average usage of the health care system) the company is NOT allowed to recapture the dollars over the 80% (or 85%)cap. An example would be that claims were 120% of collected premiums, the company would be required to eat the difference between the cap and 120%. It would not be allowed to make up the loss.



In Michigan, an agent selling a small group Blue Cross policy was paid 2%, now he receives .5%. In dollars and cents, an agent who sells a $1000 per monthly premium was receiving $20 or $240 per year. Now for doing the same work, the pay will be $5 per month or $60 per year. Would you work for that type of pay? On top of that, most agents are independent contrators and have to pay for office space, staff, technology and their own health insurance. A cut of 75% will decimate most businesses including the health insurance agent.

Not only are the Blues the only companies who are cutting commissions but we have heard from several who are reducing commission payouts from 25-50%. Additionally, one company, Aetna,has decided to exit the 2 to 50 life group business. Principal will no longer write any health insurance business after January 1st, 2011. They are going out of the health insurance business.

With commissions plummeting and companies exiting the business well ahead of the major changes in health care which become effective in 2014, one can only wonder what health care will look like when we get there. One thing is for sure--it will not be what we have had in the past. But maybe that was the plan all along!

Americans Need To Take Charge

The following article has been seen before, however, in honor of Veterans Day and all those of us who have served, I am forwarding it again. Remember, it is the soldier, airman, marine or sailor who through their service that guarantees us the ability to speak our minds, worship whomever we want, meet with whom we want and to do so without government interference. This is the ONLY country where these rights are guaranteed in its founding documents. We are lucky to live here but we must protect these rights by doing our duty as citizens. Those of us who do not vote are saying they do not care about these rights. Those who are not write our representative (local, state and Federal) and give them our opinions on issues are giving these elected people no guidance and therefore allow them to do what they feel we want which many times does not reflect our desires.

We must all become active with our elected officials. Would you get into a taxi and not tell the driver where you wanted to go? Of course not. However, we expect our government(s) to somehow know what we want. Could that be the reason our government seems so out of touch with the average American? We have no one to blame but ourselves.

So next time you complain about a government program, an elected official or the mess the country is in, take a hard look in the mirror and ask yourself--what have I done? If this idea resonates with only 1 of 100 people in the U.S., over 30 million people will do something. That could be powerful.

Thanks to the servicemen who have set a standard for all of us. Can we live up to it?
tom

Sack Lunches I put my carry-on in the luggage compartment and sat down in my assigned seat. It was going to be a long flight. 'I'm glad I have a good book to read. Perhaps I will get a short nap,' I thought Just before take-off, a line of soldiers came down the aisle and filled all the vacant seats, totally surrounding me. I decided to start a conversation. 'Where are you headed?' I asked the soldier seated nearest to me. 'Petawawa. We'll be there for two weeks for special training, and then we're being deployed to Afghanistan After flying for about an hour, an announcement was made that sack lunches were available for five dollars. It would be several hours before we reached the east, and I quickly decided a lunch would help pass the time... As I reached for my wallet, I overheard a soldier ask his buddy if he planned to buy lunch. 'No, that seems like a lot of money for just a sack lunch. Probably wouldn't be worth five bucks. I'll wait till we get to base.' His friend agreed I looked around at the other soldiers. None were buying lunch. I walked to the back of the plane and handed the flight attendant a fifty dollar bill. 'Take a lunch to all those soldiers.' She grabbed my arms and squeezed tightly. Her eyes wet with tears, she thanked me. 'My son was a soldier in Iraq ; it's almost like you are doing it for him.' Picking up ten sacks, she headed up the aisle to where the soldiers were seated. She stopped at my seat and asked, 'Which do you like best - beef or chicken?' 'Chicken,' I replied, wondering why she asked. She turned and went to the front of plane, returning a minute later with a dinner plate from first class 'This is your thanks.' After we finished eating, I went again to the back of the plane, heading for the rest room. A man stopped me. 'I saw what you did. I want to be part of it. Here, take this.' He handed me twenty-five dollars. Soon after I returned to my seat, I saw the Flight Captain coming down the aisle, looking at the aisle numbers as he walked, I hoped he was not looking for me, but noticed he was looking at the numbers only on my side of the plane. When he got to my row he stopped, smiled, held out his hand and said, 'I want to shake your hand.' Quickly unfastening my seatbelt I stood and took the Captain's hand. With a booming voice he said, 'I was a soldier and I was a military pilot. Once, someone bought me a lunch. It was an act of kindness I never forgot.' I was embarrassed when applause was heard from all of the passengers. Later I walked to the front of the plane so I could stretch my legs. A man who was seated about six rows in front of me reached out his hand, wanting to shake mine. He left another twenty-five dollars in my palm. When we landed I gathered my belongings and started to deplane. Waiting just inside the airplane door was a man who stopped me, put something in my shirt pocket, turned, and walked away without saying a word. Another twenty-five dollars! Upon entering the terminal, I saw the soldiers gathering for their trip to the base. I walked over to them and handed them seventy-five dollars. 'It will take you some time to reach the base. It will be about time for a sandwich. God Bless You.' Ten young men left that flight feeling the love and respect of their fellow travelers. As I walked briskly to my car, I whispered a prayer for their safe return. These soldiers were giving their all for our country. I could only give them a couple of meals. It seemed so little... A veteran is someone who, at one point in his life, wrote a blank check made payable to 'The United States of America ' for an amount of 'up to and including my life.' That is Honor, and there are way too many people in this country who no longer understand it.'

Say Goodbye to your 401(k)

I recently came across articles that bring back the idea of government seizure of your 401(k). Can this be true? What is the government to do with its multiple trillion debt? Would the trillions sitting in these retirement funds be a boon for the government? What a juicy target!

Obama and his advisers see this as a great way to control the American people. If your 401(k) is combined with Social Security, you lose the option to take loans against your account or to make hardship withdrawals. Instead of taking your retirement dollars anytime after 59 1/2, the government can make you wait until 62, 67, 70 or even later if retirement age would be to increased. What if the retirement age would be increased to 80? In the meantime, the dollars can be used to reduce the national debt.

We have none of the details, however, one can suspect that they would not be as favorable as current retirement plans as I am sure the government would make it harder for you to get your money. Can we see the government making it harder or voiding what were "the rules of the road" where it comes to retirement? Of course, they will.

When the government took over GM, not only did they fire the CEO, Rick Wagner, they also cancelled bankruptcy laws that had been in place for years. They gave preference to the labor unions over preferred creditors which normally would have had a lower priority in proceedings. So to change (violate, void, cancel--would be good alternative words) any law is nothing to this Administration.

So prepare for this action to take place in the lame duck session which follows the election. This can be one of those actions that the "losers" of the election will take. Why should they not take this action? Their retirement is set and after all it was the American people who "f-d" them so this would be a good way to get back at them!!

I await your comments------

Rabbi Schlomo Lewis Rosh Hashanah Speech

For those of you who are not aware of the holiday, Rosh Hashanah is the Jewish New Year and starts the ten days of reflection to Yom Kippur, the Day of Atonement. These two days are called the High Holidays and are the two that most Jews celebrate. Sermons given by the Rabbi differ in tone and topic depending upon the Rabbi and the times. Some are feel good and some are earth shaking.

This past September, Rabbi Schlomo Lewis of Atlanta delivered one of those earth shaking sermons. It has been posted on several blogs and has been forwarded by others. Whether you have read it before or were lucky enough to have hear it first hand, a second read (for most of us) is definitely recommended. I have attached a copy of the sermon and would suggest that it should be forwarded again to your entire email list.

I agree with the Rabbi. We are facing a threat not seen since WWII. A threat that does not care who you are, what good you have done, how much or little your net worth is, or what your religion is. If you are not one of them, you are the enemy and must be destroyed. Radical Islam must be stopped, however, it will not be unless "regular work-a-day" Muslims speak up and take back their religion. Will that happen, I doubt it.

You see, humans are funny people. Most of us just want to go along and get along. We don't want to ruffle any feathers and don't want to fight city hall or in this case, the radicals. I must assume that most Muslims are just regular people as were the Germans in WWII. They want the same things that all average people want. However, the Radicals are not different. They don't care what you or their fellow Muslims think, they have an agenda and that is world domination. Nothing is going to deter them from making every effort to reach their goal. If it means they give up family and fortune, so be it. If it means they have to kill and maim (even other Muslims who get in the way), so be it.

Why would a moderate Muslim want to risk all he/she has built here (or anywhere else in the world) to take on these people? Why would he risk his/her family's security? The answer is, he/she would not. To date, the moderates have not felt no pressure to speak out against those who have hijacked their religion. In fact, CARE has said that any comment against Islam is Islamaphobia. It is a handy excuse not to address the core issue. When, and if, Muslims do feel the pressure to speak their mind, most will not. Only a brave few will call out the radicals and they will soon be marginalized or worse. So to expect moderate Muslims to take any action against those who are our enemies is a fools hope.

If the moderates are not going to correct the problem, then we must speak out loudly against those who would take everything we hold dear. Are you one of those, I am. Can I count on you?

EHR KUMT First Day of Rosh Hashanah 2010 Many years ago a Chasid used to >travel from shtetl to shtetl selling holy books. On one occasion he came to a wealthy >land owner and banker and asked if he would like to purchase a book of Torah teachings. >The banker agreed and not only purchased the book, but paid for it with a hundred >ruble note. He then began to chat with the >Chassid and offered him a cigar, taking one also for himself. The Chassid noticed >that the banker proceeded to rip a page from the holy book he had just bought and >holding it to the open flame on the stove, used the page to light his cigar. The >Chassid said not a word but simply drew out from his pocket the 100 ruble note he >had just received from the banker, held it over the stove as well and used it to >light his cigar. This simple, little tale reflects >a profound divergence of values. Our sympathy clearly and instinctively is not with >the banker but with the pious Chassid. None of us would come to the defense of the >banker. None of us would claim moral supremacy for the banker. None of us would >justify his boorish deed. As the sages of the Talmud would say – “Pshita – It is >so obvious.” Sadly though our planet is immersed >in perversity where morality is not so manifest – where the book burner is a hero >and the pious one, a villain. I thought long and I thought hard >on whether to deliver the sermon I am about to share. We all wish to bounce happily >out of shul on the High Holidays, filled with warm fuzzies, ready to gobble up our >brisket, our honey cakes and our kugel. We want to be shaken and stirred – but not >too much. We want to be guilt-schlepped – but not too much. We want to be provoked >but not too much. We want to be transformed but not too much. I get it, but as a rabbi I have >a compelling obligation, a responsibility to articulate what is in my heart and >what I passionately believe must be said and must be heard. And so, I am guided >not by what is easy to say but by what is painful to express. I am guided not by >the frivolous but by the serious. I am guided not by delicacy but by urgency. We are at war. We are at war with >an enemy as savage, as voracious, as heartless as the Nazis but one wouldn’t know >it from our behavior. During WWII we didn’t refer to storm troopers as freedom fighters. >We didn’t call the Gestapo, militants. We didn’t see the attacks on our Merchant >Marine as acts by rogue sailors. We did not justify the Nazis rise to power as our >fault. We did not grovel before the Nazis, thumping our hearts and confessing to >abusing and mistreating and humiliating the German people. We did not apologize >for Dresden , nor for The Battle of the Bulge, nor for El Alamein , nor for D-Day. Evil – ultimate, irreconcilable, >evil threatened us and Roosevelt and Churchill had moral clarity and an exquisite >understanding of what was at stake. It was not just the Sudetenland , not just Tobruk, not just Vienna , not just Casablanca . It was the entire planet. Read history and be shocked at how frighteningly >close Hitler came to creating a Pax Germana on every continent. Not all Germans were Nazis – most >were decent, most were revolted by the Third Reich, most were good citizens hoisting >a beer, earning a living and tucking in their children at night. But, too many looked >away, too many cried out in lame defense – I didn’t know.” Too many were silent. >Guilt absolutely falls upon those who committed the atrocities, but responsibility >and guilt falls upon those who did nothing as well. Fault was not just with the >goose steppers but with those who pulled the curtains shut, said and did nothing. In WWII we won because we got >it. We understood who the enemy was and we knew that the end had to be unconditional >and absolute. We did not stumble around worrying about offending the Nazis. >We did not measure every word so as not to upset our foe. We built planes and tanks >and battleships and went to war to win….. to rid the world of malevolence. We are >at war… yet too many stubbornly and foolishly don’t put the pieces together and >refuse to identify the evil doers. We are circumspect and disgracefully >politically correct. Let me mince no words in saying that from Fort Hood to Bali , from Times Square to London , from Madrid to Mumbai, from 9/11 to Gaza , the murderers, the barbarians are radical Islamists. To camouflage their >identity is sedition.. To excuse their deeds is contemptible. To mask their intentions >is unconscionable. A few years ago I visited Lithuania on a Jewish genealogical tour. It was a stunning journey and a very personal, >spiritual pilgrimage. When we visited Kovno we davened Maariv at the only >remaining shul in the city. Before the war there were thirty-seven shuls for >38,000 Jews. Now only one, a shrinking, gray congregation. We made minyon for >the handful of aged worshippers in the Choral Synagogue, a once majestic, jewel >in Kovno. After my return home I visited Cherry Hill for Shabbos.. At the oneg an elderly family friend, Joe Magun, came over to >me. “Shalom,” he said. “Your abba told me you just came back from Lithuania .” “Yes,” I replied. “It was quite a powerful experience.” “Did you visit the Choral Synagogue >in Kovno? The one with the big arch in the courtyard?” “Yes, I did. In fact, we helped >them make minyon.” >His eyes opened wide in joy at >our shared memory. For a moment he gazed into the distance and then, he returned. >“Shalom, I grew up only a few feet away from the arch. The Choral Synagogue was >where I davened as a child.” He paused for a moment and once >again was lost in the past. His smile faded. Pain filled his wrinkled face. “I remember >one Shabbos in 1938 when Vladimir Jabotinsky came to the shul” (Jabotinsky was Menachim >Begin’s mentor – he was a fiery orator, an unflinching Zionist radical, whose politics >were to the far right.) Joe continued “When Jabotinsky came, he delivered the drash >on Shabbos morning and I can still hear his words burning in my ears.. He climbed >up to the shtender, stared at us from the bima, glared at us with eyes full of fire >and cried out. ‘EHR KUMT. YIDN FARLAWST AYER SHTETL – He’s coming. Jews abandon >your city.’ ” We thought we were safe in Lithuania from the Nazis, from Hitler. We had lived there, thrived for a thousand years >but Jabotinsky was right -- his warning prophetic. We got out but most did not.” We are not in Lithuania . It is not the 1930s. There is no Luftwaffe overhead. No U-boats off the >coast of long Island . No Panzer divisions on our borders. But make no mistake; we are under attack >– our values, our tolerance, our freedom, our virtue, our land. Now before some folks roll their >eyes and glance at their watches let me state emphatically, unmistakably – I have >no pathology of hate, nor am I a manic Paul Revere, galloping through the countryside. >I am not a pessimist, nor prone to panic attacks. I am a lover of humanity, all >humanity. Whether they worship in a synagogue, a church, a mosque, a temple or don’t >worship at all. I have no bone of bigotry in my body, but what I do have is hatred >for those who hate, intolerance for those who are intolerant, and a guiltless, unstoppable >obsession to see evil eradicated. Today the enemy is radical Islam >but it must be said sadly and reluctantly that there are unwitting, co-conspirators >who strengthen the hands of the evil doers. Let me state that the overwhelming number >of Muslims want nothing more than a Jeep Cherokee in their driveway, a flat screen >TV on their wall and a good education for their children, but these good Muslims >have an obligation to destiny, to decency that thus far for the most part they have >avoided. The Kulturkampf is not only external but internal as well. The good Muslims >must sponsor rallies in Times Square , in Trafalgar Square , in the UN Plaza, on the Champs Elysee, in Mecca condemning terrorism, denouncing unequivocally the slaughter of the innocent. >Thus far, they have not. The good Muslims must place ads in the NY Times. They must >buy time on network TV, on cable stations, in the Jerusalem Post, in Le Monde, in >Al Watan, on Al Jazeena condemning terrorism, denouncing unequivocally the slaughter >of the innocent – thus far, they have not. Their silence allows the vicious to tarnish >Islam and define it. Brutal acts of commission and >yawning acts of omission both strengthen the hand of the devil. I recall a conversation with my >father shortly before he died that helped me understand how perilous and how broken >is our world; that we are living on the narrow seam of civilization and moral oblivion. >Knowing he had little time left he shared the following – “Shal. I am ready to leave >this earth. Sure I’d like to live a little longer, see a few more sunrises, but >truthfully, I’ve had it. I’m done. Finished. I hope the Good Lord takes me soon >because I am unable to live in this world knowing what it has become.” This startling admission of moral >exhaustion from a man who witnessed and lived through the Depression, the Holocaust, >WWII, Communist Triumphalism, McCarthyism, Strontium 90 and polio. – Yet his twilight >observation was – “The worst is yet to come.” And he wanted out. I am convinced >that it was not his age speaking but his heart. I share my father’s angst and >fear that too many do not see the authentic, existential threat we face nor confront >the source of our peril. We must wake up and smell the hookah . Lighten up, Lewis. Take a chill >pill, some of you are quietly thinking. You’re sounding like Glen Beck. It’s not >that bad. It’s not that real.” But I am here to tell you – “It is.” Ask the member >of our shul whose sister was vaporized in the Twin Towers and identified finally by her charred teeth, if this is real or not. Ask the >members of our shul who fled a bus in downtown Paris , fearing for their safety from a gang of Muslim thugs, if this is an exaggeration. >Ask the member of our shul whose son tracks Arab terrorist infiltrators who target >– pizza parlors, nursery schools, Pesach seders, city buses and play grounds, if >this is dramatic, paranoid hyperbole. Ask them, ask all of them – ask >the American GI’s we sit next to on planes who are here for a brief respite while >we fly off on our Delta vacation package. Ask them if it’s bad. Ask them if it’s >real. Not a perfect parallel but did anyone imagine in the 1920’s what Europe would look like in the 1940’s. Did anyone presume to know in the coffee houses >of Berlin or in the opera halls of Vienna that genocide would soon become the celebrated culture? Did anyone think that >a goofy-looking painter named Shickelgruber would go from the beer halls of Munich and jail, to the Reichstag as Feuhrer in less than a decade? Did Jews pack >their bags and leave Warsaw , Vilna, Athens , Paris , Bialystok , Minsk , knowing that soon their new address would be Treblinka, Sobibor, Dachau and Auschwitz ? >The sages teach – “Aizehu chacham >– haroeh et hanolad – Who is a wise person – he who sees into the future.” We dare >not wallow in complacency, in a misguided tolerance and naïve sense of security. >We must be diligent students of history and not sit in ash cloth at the waters of Babylon weeping. We cannot be hypnotized by eloquent-sounding rhetoric that soothes >our heart but endangers our soul. We cannot be lulled into inaction for fear of >offending the offenders. Radical Islam is the scourge and this must be cried out >from every mountain top. From sea to shining sea, we must stand tall, prideful of >our stunning decency and moral resilience. Immediately after 9/11 how many >mosques were destroyed in America ? None. After 9/11, how many Muslims were killed in America ? None.. After 9/11, how many anti-Muslim rallies were held in America? None. And yet, we apologize. >We grovel. We beg forgiveness. The mystifying litany of our foolishness continues. Should there be a shul in Hebron on the site where Baruch Goldstein gunned down twenty-seven Arabs at noonday >prayers? Should there be a museum praising the U.S. Calvary on the site of Wounded Knee ? Should there be a German cultural center in Auschwitz ? Should a church be built in the Syrian town of Ma’arra where Crusaders slaughtered over 100,000 Muslims? Should there be a thirteen >story mosque and Islamic Center only a few steps from Ground Zero? >Despsite all the rhetoric, the >essence of the matter can be distilled quite easily. The Muslim community has the >absolute, constitutional right to build their building wherever they wish. I don’t >buy the argument – “When we can build a church or a synagogue in Mecca they can build a mosque here.” America is greater than Saudi Arabia . And New York is greater than Mecca .. Democracy and freedom must prevail. Can they build? Certainly. May >they build? Certainly. But should they build at that site? No -- but that decision >must come from them, not from us. Sensitivity, compassion cannot be measured in >feet or yards or in blocks. One either feels the pain of others and cares, or does >not.If those behind this project are good, peace-loving, tolerant Muslims, as they >claim, then they should know better, rip up the zoning permits and build elsewhere. Believe it or not, I am a dues-paying, >card carrying member of the ACLU, yet from start of finish, I find this sorry episode >disturbing to say the least. William Burroughs, the novelist >and poet, in a wry moment wrote – “After one look at this planet, any visitor from >outer space would say – “I want to see the manager.” Let us understand that the radical >Islamist assaults all over the globe are but skirmishes, fire fights, and vicious >decoys. Christ and the anti-Christ. Gog U’Magog. The Sons of Light and the Sons >of Darkness; the bloody collision between civilization and depravity is on the border >between Lebanon and Israel . It is on the Gaza Coast and in the Judean Hills of the West Bank . It is >on the sandy beaches of Tel Aviv and on the cobblestoned mall of Ben Yehuda Street . It is in the underground schools of Sderot and on the bullet-proofed inner-city >buses. It is in every school yard, hospital, nursery, classroom, park, theater – >in every place of innocence and purity. Israel is the laboratory – the test market. Every death, every explosion, >every grisly encounter is not a random, bloody orgy. It is a calculated, strategic >probe into the heart, guts and soul of the West. In the Six Day War, Israel was the proxy of Western values and strategy while the Arab alliance was the >proxy of Eastern, Soviet values and strategy. Today too, it is a confrontation of >proxies, but the stakes are greater than East Jerusalem and the West Bank . Israel >in her struggle represents the civilized world, while Hamas, Hezbollah, Al Queda, >Iran , Islamic Jihad, represent the world of psychopathic, loathesome evil. As Israel , imperfect as she is, resists the onslaught, many in the Western World have >lost their way displaying not admiration, not sympathy, not understanding, for Israel ’s galling plight, but downright hostility and contempt. Without moral clarity, >we are doomed because Israel ’s galling plight ultimately will be ours. Hanna Arendt in her classic Origins >of Totalitarianism accurately portrays the first target of tyranny as the Jew.. >We are the trial balloon. The canary in the coal mine. If the Jew/Israel is permitted >to bleed with nary a protest from “good guys” then tyranny snickers and pushes forward >with its agenda. Moral confusion is a deadly weakness >and it has reached epic proportions in the West; from the Oval Office to the UN, >from the BBC to Reuters to MSNBC, from the New York Times to Le Monde, from university >campuses to British teachers unions, from the International Red Cross to Amnesty International, from Goldstone >to Elvis Costello, from the Presbyterian Church to the Archbishop of Canterbury. There is a message sent and consequences >when our president visits Turkey and Egypt and Saudi Arabia , and not Israel . There is a message sent and consequences >when free speech on campus is only for those championing Palestinian rights. There is a message sent and consequences >when the media deliberately doctors and edits film clips to demonize Israel . There is a message sent and consequences >when the UN blasts Israel relentlessly, effectively ignoring Iran , Sudan , Venezuela , North Korea , China and other noxious states. There is a message sent and consequences >when liberal churches are motivated by Liberation Theology, not historical accuracy. There is a message sent and consequences >when murderers and terrorists are defended by the obscenely transparent “one man’s >terrorist is another man’s freedom fighter.” John Milton warned, “Hypocrisy >is the only evil that walks invisible.” A few days after the Gaza blockade incident in the spring, a congregant happened past my office, glanced >in and asked in a friendly tone – “Rabbi. How’re y’ doing?” I looked up, sort of smiled and >replied – “I’ve had better days.” “What’s the matter? Is there anything >I can do to cheer you up?” he inquired. “Thank you for the offer but I’m >just bummed out today and I showed him a newspaper article I was reading. Madrid gay pride parade bans Israeli group over Gaza Ship Raid.” I explained to my visitor – “The Israeli gay pride contingent >from Tel Aviv was not allowed to participate in the Spanish gay pride parade because >the mayor of Tel Aviv did not apologize for the raid by the Israeli military.” The only country in the entire Middle East where gay rights exist, is Israel . The only country in the entire Middle East where there is a gay pride parade, is Israel . The only country in the Middle East that has gay neighborhoods and gay bars, is Israel . Gays in the Gaza would be strung >up, executed by Hamas if they came out and yet Israel is vilified and ostracized. Disinvited to the parade – by moral morons. Looking for logic? Looking >for reason? Looking for sanity? Kafka on his darkest, gloomiest >day could not keep up with this bizarre spectacle and we “useful idiots” pander >and fawn over cutthroats, sinking deeper and deeper into moral decay, as the enemy >laughs all the way to the West Bank and beyond. It is exhausting and dispiriting. >We live in an age that is redefining righteousness where those with moral clarity >are an endangered, beleaguered specie. Isaiah warned us thousands of >years ago – “Oye Lehem Sheh-Korim Layome, Laila v’Laila, yome – Woe to them who >call the day, night and the night, day.” We live on a planet that is both Chelm >andSodom . It is a frightening and maddening place to be. How do we convince the >world and many of our own, that this is not just anti-Semitism, that this is not >just anti-Zionism but a full throttled attack by unholy, radical Islamists on everything >that is morally precious to us? How do we convince the world and >many of our own that conciliation is not an option, that compromise is not a choice? Everything we are. Everything >we believe. Everything we treasure, is at risk. The threat is so unbelievably >clear and the enemy so unbelievably ruthless how anyone in their right mind doesn’t >get it is baffling. Let’s try an analogy. If someone contracted a life-threatening >infection and we not only scolded them for using antibiotics but insisted that the >bacteria had a right to infect their body and that perhaps, if we gave the invading >infection an arm and a few toes, the bacteria would be satisfied and stop spreading >Anyone buy that medical advice? Well, folks, that’s our approach to the radical >Islamist bacteria. It is amoral, has no conscience and will spread unless it is >eradicated. – There is no negotiating. Appeasement is death. I was no great fan of George Bush >– didn’t vote for him. (By the way, I’m still a registered Democrat.) I disagreed >with many of his policies but one thing he had right. His moral clarity was flawless >when it came to the War on Terror, the War on Radical Islamist Terror. There was >no middle ground – either you were friend or foe. There was no place in Bush’s world >for Switzerland . He knew that this competition was not Toyota against G.M., not the Iphone against the Droid, not the Braves against the >Phillies, but a deadly serious war, winner take all. Blink and you lose. Underestimate, >and you get crushed. I know that there are those sitting >here today who have turned me off. But I also know that many turned off their rabbis >seventy five years ago in Warsaw , Riga , Berlin , Amsterdam , Cracow , Vilna. I get no satisfaction from that knowledge, only a bitter sense that >there is nothing new under the sun. Enough rhetoric – how about a >little “show and tell?” A few weeks ago on the cover of Time magazine was a horrific >picture with a horrific story. The photo was of an eighteen year old Afghani woman, >Bibi Aisha, who fled her abusive husband and his abusive family. Days later the >Taliban found her and dragged her to a mountain clearing where she was found guilty >of violating Sharia Law. Her punishment was immediate. She was pinned to the ground >by four men while her husband sliced off her ears, and then he cut off her nose. That is the enemy. If nothing >else stirs us. If nothing else convinces us, let Bibi Aisha’s mutilated face be >the face of Islamic radicalism. Let her face shake up even the most complacent and >naïve among us. In the holy crusade against this ultimate evil, pictures of Bibi >Aisha’s disfigurement should be displayed on billboards, along every highway from >Route 66 to the Autobahn, to the Transarabian Highway . Her picture should be posted on every lobby wall from Tokyo to Stockholm to Rio . On every network, at every commercial break, Bibi Aisha’s face should appear >with the caption – “Radical Islamic savages did this.” And underneath – “This ad >was approved by Hamas, by Hezbollah, by Taliban, by the Iranian Revolutionary Guard, >by Islamic Jihad, by Fatah al Islam, by Magar Nodal Hassan, by Richard Reid, by >Ahmanijad, by Sheik Omar Abdel Rahman, by Osama bin Laden, by Edward Said, by The >Muslim Brotherhood, by Al Queda, by CAIR.” “The moral sentiment is the drop >that balances the sea” said Ralph Waldo Emerson. Today, my friends, the sea is woefully >out of balance and we could easily drown in our moral myopia and worship of political >correctness. We peer up into the heavens sending >probes to distant galaxies. We peer down into quarks discovering particles that >would astonish Einstein. We create computers that rival the mind, technologies that >surpass science fiction. What we imagine, with astounding rapidity, becomes real. >If we dream it, it does, indeed, come. And yet, we are at a critical point in the >history of this planet that could send us back into the cave, to a culture that >would make the Neanderthal blush with shame. Our parents and grandparents saw >the swastika and recoiled, understood the threat and destroyed the Nazis. We see >the banner of Radical Islam and can do no less. A rabbi was once asked by his >students….“Rebbi. Why are your sermons so stern?” Replied the rabbi, “If a house >is on fire and we chose not to wake up our children, for fear of disturbing their >sleep, would that be love?” Kinderlach, ‘ di hoyz brent ..’ Children our house is >on fire and I must arouse you from your slumber.” During WWII and the Holocaust >was it business as usual for priests, ministers, rabbis? Did they deliver benign >homilies and lovely sermons as Europe fell, as the Pacific fell, as North Africa fell, as theMideast and South America tottered, as England bled? Did they ignore the demonic juggernaut and the foul breath of evil? >They did not. There was clarity, courage, vision, determination, sacrifice, and >we were victorious. Today it must be our finest hour as well. We dare not retreat >into the banality of our routines, glance at headlines and presume that the good >guys will prevail. Democracies don’t always win. >Tyrannies don’t always lose. My friends – the world is on fire >and we must awake from our slumber. “EHR KUMT.”