My wife and I just got our updates from Kaiser telling us what our 2014 rates will be. Her monthly has been $168 this year, mine $150. We have a high deductible. We are generally healthy people who don't go to the doctor often. I barely ever go. The insurance is in case of a major catastrophe.
Well, now, because of Obamacare, my wife's rate is gong to $302 per month and mine is jumping to $284.
I am canceling insurance for us and I am not paying any fucking penalty. What the hell kind of reform is this?
Oh, ok, if we qualify, we can get some government assistance. Great. So now I have to jump through another hoop to just chisel some of this off. And we don't qualify, anyway, so what's the point?
I never felt too good about how this was passed and what it entailed, but I figured if it saved Americans money, I could go along with it.
I don't know what to think now. This appears, in my experience, to not be a reform for the people.
What am I missing?
I realize I will probably get screamed at for posting this, but I can't imagine I am the only Californian who just received a rate increase from Kaiser based on these new laws.
UPDATE: Updated the title per some requests. I appreciate all the helpful comments. I am   now on baby duty but will go through these later for more information. I can't keep up with all the comments right now.
I really do appreciate the helpful comments. Peace all. Peace out.