Democrats Becoming Comfortable Hinting That ObamaCrapCare Isn't Working. Their Words Belie Their Real Intentions.

We love what Jim Moran said in the following piece. It was:

".... he doesn’t see a way for Obamacare to succeed if it continues to rely on human nature and market forces to meet its enrollment goals."

In other words, the Representative is saying that to make this albatross work, we must demand that ALL Americans purchase insurance, there can be no "fines" if one decides not to purchase, and there must be universal coverage. The only way that the Representative's goals can be met is through a single payer system where everyone is part of the plan. No escape for the "millennials", they MUST be part of the system.

Additionally when he refers to "market forces" he is talking about the insurance companies. You see these pesky independent companies have bolloxed up the entire system. If government ran the program it would be so much better.

So for the first time in American history, we want to deny Americans choice, demand they be part of a system and eliminate an entire industry that has functioned very well over the past 70+ years. (Anyone who disagrees with that assessment should look at the ObamaCrapCare site which cost us nearly $1 billion and still does not work seamlessly.

We will have a single payer. We have been saying that it will happen after the elections by Congressional action (if the Democrats control both the House and Senate) or by Presidential Directive (Edict) if Republicans control one or both of the Congress.

The Congressman confirms our beliefs.

Conservative Tom

Retiring House Democrat Jim Moran Wakes Up; Admits Obamacare Is Underwater

January 27, 2014 by Ben Bullard

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Congressman Jim Moran (D-Va.), who’s not seeking a 13^th term in office after his current term ends, told American University’s radio station Friday he doesn’t see a way for Obamacare to succeed if it continues to rely on human nature and market forces to meet its enrollment goals.

Moran candidly expressed concern that young people in the so-called “millennial generation” demographic will never voluntarily enroll for overpriced health care coverage as long as there remains no financial incentive to do so. Without an abundant enrollment of healthy, self-paying customers, there’s no way for insurers to benefit financially under Obamacare unless the government simply devises a way to bail them out.

“I’m afraid that the millennials, if you will, are less likely to sign up. I think they feel more independent, I think they feel a little more invulnerable than prior generations,” said Moran. “But I don’t think we’re going to get enough young people signing up to make this bill work as it was intended to financially.

“And, frankly, there’s some legitimacy to their concern because the government spends about $7 for the elderly for every $1 it spends on the young…I just don’t know how we’re going to do it frankly. If we had a solution I’d be telling the president right now.”

Unintended Consequences and ObamaCrapCare

ObamaCrapCare has so many unintended consequences that an entire blog could be used for a year to lay out its deficits.  In the following posting by Michael Barone, he discusses an issue that most people who are not involved with employers, HR departments and the like would ever have thought about, including the "architects" of ObamaCrapCare.

Employer's second largest cost, more than raw materials and plant and equipment, is health insurance. To be able to cut this expense drops significant dollars directly to the bottom line. If this can be done with out impacting retention, it is a major plus.

There are a number of industries where turnover is high and training minimal that can afford to provide bare bones plans, as allowed by ObamaCrapCare, those companies will be able to increase their profits and still comply with the law.  The problem is that these plans, as designed by the Washington brain trust, are not what you would buy if you had the choice.

As with most things in life, health care cost and benefits usually have a high degree of correlation.  If you want a program that is top of the line with few deductibles and low co-pays  it will be expensive.  On the other hand if you want a plan with a very high deductible (such as  $10,000 or $20,000) and co-pays (as low as 50% for another $10,000), those plans are currently available and the cost is low.  However, after January first that whole landscape changes.

On the first of the year, the highest deductible available will be $2500. The benefits for that plan vary, however, most will have limited visits to the doctor (2-6 per year per person), generic drugs only, and additional co-pays for hospital stays and outpatient care. It will be a very poor plan.  It will cover the "essential" benefits but not much else.

As an example, over the past six weeks, yours truly has been fighting kidney stones. It is not a life or death issue, however, we have had three visits to the ER for pain, one lithotrypsy procedure (outpatient) and a stent removal (also out patient.)  We have been to see doctors four times. We have not received the bills yet, however, it would not surprise us to see charges in excess of $10,000. If we had had one of the skimpy plans to which Barone writes, the we would be saddled with most of that cost.

Most people who are now praising ObamaCrapCare have not looked at the unintended outcomes. Employers will do what they can to lower costs, meaning less in benefits. Those who can will end their reliance on private insurance and will tell their people to go to the exchanges and gladly pay the lesser fine for not providing the insurance. 

After a couple years of trying to keep private insurance, employers who want to take care of their employees will be forced for economic and survival reasons to send their employees to the exchanges. They won't like to do it, but will forced to do so by their competition.

Within 6 years, we suspect by 2020,  most private insurance will be gone. Insurance companies will find that they cannot profitably produce and manage the product and they will get out of the market. The only remaining segments that will exist will be government and union plans (we wonder how they got so lucky??) as well as those "cadillac" plans that will still be available for the wealthy.  The rest of us will have ObamaCrapCare.

Initially it will be low skilled workers who get shafted but it will not be long before the rest of us get to see how bad health care can really become under Obama's nightmare.

Conservative Tom

ObamaCrapCare Premiums Will Increase Dramatically

There are those  who believe in fairy tales and for them, ObamaCrapCare (our name for the Affordable Care Act aka Obama Care) will let them sleep at night, however for the rest of us, it will scare us to death. We have attached an executive summary of the Indiana Insurance Exchange.

When you look at the bottom line in Indiana, premiums will go up significantly for those people who are contributors and will go down significantly for those who are not. Young men's premiums will go up due to having to provide them maternity care. Older people will be subsidized by  younger individuals.

What was amazing to us was the cost of individual cost for the average Indianan. These premiums approach $10,000 per year which is over $800 per month. That far exceeds what could be purchased on the free market today. 

We suspect that many young people will forgo getting insurance due to its cost and accept the small tax hit, especially in the first year. Even in the third year, the tax hit is only $600 which equates to $50 per month, far below the premium they would have to pay. 

ObamaCrapCare will drive doctors out of the business, decrease the amount of time a doctor can spend with his patients as they will have to see more patients and will drive up the costs to everyone except the Congress, which does not come under this failed policy. ObamaCrapCare should be aborted--this is one time we believe in abortion!

Conservative Tom 

Here is the link to the Indiana article:  http://www.in.gov/aca/files/Individual_Market_Premium_Rate_Change_Variability_under_the_ACA_Final.pdf

Free Sterilizations for All Young American Women

The latest gift to American women is free sterilizations!  Any woman attending college or of that age can demand their health plan provide them with this service even though data shows that less than 2% of all women of that age use this procedure as a method of birth control.  Isn't that a rather extreme method of preventing pregnancy?


There will be those who will argue that this procedure is only used where the health of young lady is threatened. Isn't already covered by all medical plans? Of course, the answer is yes. Any verifiable threat to the life of the person is covered. However, it would not be covered, if it was to prevent pregnancy.  So what is Health and Human Services saying?  Are they looking at picking who can have children and demanding the rest be sterilized? That definitively would limit costs!


The issue as we see it, they are presenting a problem for which no solution is needed. Maybe we are not seeing the picture through their lens. We have learned that when something does not make sense, we don't have all the necessary facts. Which ones are they leaving out?


Regardless of the answer, free sterilizations are never free, they have to be paid for by someone. Are you willing to put up your share? Is this just more of the "nanny" society that no one can take care of themselves but need "big daddy" government to do it for us?


We are confused, maybe some of our readers can help us out. Where is this all heading? Let us know your opinions.


Conservative Tom

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Home » News

Congresswoman: We’re Not ‘Promoting Sterilization’ of College Girls, We're Just Making It Free

By Elizabeth Harrington

March 19, 2012

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Rep. Jan Schakowsky (D.-Ill.)

(CNSNews.com) – Rep. Jan Schakowsky (D.-Ill.), a member of the House Energy and Commerce Committee which has oversight over the Affordable Care Act (AKA "Obamacare"), said Monday that a new Obamacare regulation announced on Friday afternoon that requires all student health insurance plans to offer college women free sterilizations does not mean the government is “promoting sterilization.”

“This isn’t about promoting sterilization,” said Rep. Schakowsky said. “No one--there aren’t college girls lining up to become sterilized because they feel like it.”

Rep. Xavier Becerra (D.-Calif.) said critics of the regulation were making “outlandish statements,” and that the mandate was designed “so a woman can, in consultation with her physician, can make a very serious decision.”

The regulation that the Department of Health and Human Services announced on Friday says that all student health plans offered by colleges in the United States must provide the same cost-free "preventive services" that the administration announced in a final regulation released last month will be required in virtually all other health plans sold in the United States.

The mandate, according to HHS, requires that the insurance plans provide without any fees or co-pay: "All Food and Drug Administration approved contraceptive methods, sterilization procedures, and patient education and counseling for all women with reproductive capacity."

Schakowsky, Becerra, Democratic Caucus Chairman John Larson (D-Conn.), Rep. Doris Matsui (D-Calif.), and Barbara Easterling, the President of the Alliance for Retired Americans, held a conference call with reporters on Monday to mark the upcoming second anniversary of the enactment of Obamacare.

During the conference call, CNSNews.com asked: “Do you support the HHS regulation that requires health insurance companies to provide free sterilizations to college-age women who want them?”

Rep. Schakowsky said: “You know, this attack on women’s health care is--I think the compromise that the president has offered and that the rulemaking from HHS, I think, is a good one. This is not about, you know, college-age girls getting sterilization when they want it--no.”

President Barack Obama and Health and Human Services Secretary Kathleen Sebelius. (AP Photo)

“I mean, there may be situations where for medical reasons and in consultation with the doctor that sterilization procedures are warranted for the health of a young woman,” said Schakowsky.

“Contraception and related procedures, contraception was declared one of the top 10 preventive health services of the 20^th century by the Centers for Disease Control," said Schakowsky, "and the reason for these regulations is to protect the health of women, women of all ages, so that they can afford to get the preventive care that they need.”

“This isn’t about promoting sterilization,” she said of the regulation that guarantees free sterilizations.  “No one -- there aren’t college girls lining up to become sterilized because they feel like it.  And we’re talking about medical procedures.”

As CNSNews.com reported, HHS announced the student-health-plan regulation late on Friday and released a request-for-comments document on how the student-health-plan regulation would be implemented that specifically stated that the regulation would "require coverage, without cost sharing, for ‘[a]ll Food and Drug Administration approved contraceptive methods, sterilization procedures, and patient education and counseling for all women with reproductive capacity,’ as prescribed by a provider."

During the conference call, Rep. Xavier Becerra also offered his support for the regulation and responded to CNSNews.com's question by criticizing opponents of the regulation for advancing what he called “stereotypes” and “misinformation” about the president’s health care law.

“Now when they [critics] talk about sterilization, you and I know that they’re trying to build this up into something that it isn’t,” said Becerra. “I think Jan clarified very well what the purpose of the HHS rulemaking is. It’s so a woman can, in consultation with her physician, can make a very serious decision. It’s not one of these fly-by-night activities that a woman would do without thinking long and hard.”

“So, I hope the press will help us avoid these types of stereotypes and this misrepresentation that’s occurring with regard to the actions and the legislation that’s out there,” said Becerra, “because it gives the American public this wrong perception that there, in fact, are death panels, or that the government did take over our health care, or that jobs were killed by the passage of the ACA.”

“That’s the farthest thing from the truth,” he said.  “And I hope you all are out there trying to make sure that you’re passing along information -- truthful information -- and probing when folks start to make those kind of statements, which you and I know are intended to misrepresent and to deceive the American public.”

Although surgical sterilization is less common among college-age women than older women, it does occur, even in the pre-Obamacare era when the federal government has not guaranteed that college-age women could be sterilized for free.

According to the Centers for Disease Control’s report, “Use of Contraception in the United States: 1982-2008,”  among women ages 20-24, who are using contraception, 2.4 percent have been sterilized.  Among those aged 25-29, who are using contraception, 15.0 percent have been sterilized.

During the call, Rep. Becerra also said: “I just will add one quick point here and, Elizabeth, I hope you in the media and the rest of the folks in the press will help us with something.

“When I mentioned [earlier], for example, that almost 500,000 new jobs were created in the health care sector since the passage of the Affordable Care Act, I wasn’t making that number up,” he said.

“You can verify that number. 488,000 jobs have been created in the health care industry in the last two years,” he said.  “When someone says to you there’s been a government take over of health care, there are death panels, or that the Affordable Care Act is a job killer, it would help if the press were to probe a little further when folks make these outlandish statements.”